Terms of Use
Acceptance of Terms
By accessing or using this website, you agree to these Terms of Use and our Privacy Policy. If you do not agree, please discontinue use.
Eligibility & License
We grant you a limited, non‑exclusive, non‑transferable license to access and use the site for personal, non‑commercial purposes in accordance with these Terms.
Educational Calculator — Not a Quote
Results are educational estimates only and may differ from any quote you receive from licensed carriers or agents. Coverage availability, pricing, and policy language vary by insurer and jurisdiction.
User Responsibilities
- Provide accurate inputs to the calculator.
- Verify any estimate with a licensed insurer or agent before making decisions.
- Use the site in compliance with applicable laws and these Terms.
Prohibited Uses
You agree not to misuse the site, including attempting to reverse engineer, scrape at scale, disrupt service, or use automated tools that degrade performance.
Third‑Party Links & Ads
The site may contain links to third‑party websites or display programmatic advertising. We are not responsible for third‑party content, policies, or availability.
Intellectual Property
Text, design, and code on this site are owned by us or our licensors and are protected by applicable intellectual property laws. All rights reserved.
No Warranties
The site is provided “as is” and “as available” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non‑infringement.
Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of the site.
Indemnification
You agree to indemnify and hold us harmless from claims arising out of your misuse of the site or violation of these Terms.
Changes & Termination
We may modify or discontinue the site or these Terms at any time. Material changes will be reflected by updating the date below. Continued use constitutes acceptance.
Governing Law & Dispute Resolution
These Terms are governed by applicable U.S. law. Any disputes shall be resolved in a competent court of appropriate jurisdiction, unless otherwise required by law.
Contact
Questions about these Terms? Email everydayroyalties@gmail.com.
Updated Sep 30, 2025